Helpful Websites 

Consumer Protection at Wikipedia
Wikipedia is the premier free encyclopedia that anyone can edit. Consumer protection is a form of government regulation which protects the interests of consumers. For example, a government may require businesses to disclose detailed information about products-particularly in areas where safety or public health is an issue, such as food. Consumer protection is linked to the idea of consumer rights (that consumers have various rights as consumers), and to the formation of consumer organizations which help consumers make better choices in the marketplace.

ECOA - EQUAL CREDIT OPPORTUNITY ACT
Civil Rights Division of the United States Justice Department

TILA - Truth In Lending Act
The Comptrollers Handbook (Download while in site) provides background information and optional expanded examination procedures for the Truth in Lending Act (TILA) and Regulation Z.

HOEPA - Home Ownership and Equity Protection Act
If you're refinancing your mortgage or applying for a home equity installment loan, you should know about the Home Ownership and Equity Protection Act of 1994 (HOEPA).

RESPA - Real Estate Settlement Procedures Act
For the first time in more than 30 years, the U.S. Department of Housing and Urban Development has issued long-anticipated mortgage reforms that will help consumers to shop for the lowest cost mortgage and avoid costly and potentially harmful loan offers.

FDCPA - Fair Debt Collection Practices Act
There is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors. Abusive debt collection practices contribute to the number of personal bankruptcies, to marital instability, to the loss of jobs, and to invasions of individual privacy. (Download while in site)

FTC - Federal Trade Commission
The Federal Trade Commission is the nation's consumer protection agency. The FTC's Bureau of Consumer Protection works For The Consumer to prevent fraud, deception, and unfair business practices in the marketplace.

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